Find the life insurance product that may be right for you.
AARP Life Insurance Program from New York Life Insurance Company
Level Benefit Term Life Insurance
$10K to $150K in protection that can last to age 80 with lower initial rates that increase over time. Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain.
Permanent Life Insurance
Up to $50K in protection that can last your whole life. Your rates never increase for any reason. Acceptance based on answers to health questions and other information.
Guaranteed Acceptance Life Insurance
Up to $25K in protection (with limited benefits for first 2 years) that can last your entire life. Guaranteed rates that never increase for any reason with no medical exam or health questions.
Level Benefit Term Life Insurance
Up to $150K** in protection that can last to age 80 with lower initial rates that increase over time. Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain.
Permanent Life Insurance
Up to $50K in protection that can last your whole life. Your rates never increase for any reason. Acceptance is based on your answers to health information and other details you may be asked to provide.
Guaranteed Acceptance Life Insurance
Up to $25K in protection (with limited benefits for first 2 years) that can last your entire life. Guaranteed rates that never increase for any reason with no medical exam or health questions.
What is Level Benefit Term Life Insurance?
It is coverage that lasts for a set period of time and offers up to $150,000** in protection.
How is it different than these other products?
It may have lower initial rates than other life insurance, but these will increase as you get older.
Protection amount
Up to $150,000**
Rates
Lower initial rates that increase over time
Coverage period
Can last to age 80
No medical exam
Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain
Looking for higher coverage?
If you have other questions that we can help with, or if you're looking for customized coverage of more than $150,000, just get in touch to talk through the options.
Call New York Life's Customer Experience Team
Monday to Friday: 8 a.m. to 8 p.m. (ET)