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Rates are now 21% lower on average*. Help protect your family with up to $30,000* in group coverage with limited benefits in the first two years. Your acceptance is guaranteed** and your rates will never go up.
Not a member yet? You can join AARP and apply for coverage all at the same time.
If you have other questions that we can help with, or if you’re looking for customized coverage of more than $30,000*, just get in touch to talk through the options.
Call New York Life's Customer Experience Team
Monday to Friday: 8 a.m. to 8 p.m. (ET)
Not Available in NJ.
Rates for this coverage are lower than the guaranteed acceptance product previously offered, which included an accelerated benefit for terminal illness.
*Lower premiums are not available in GU, MN, MO, MT, NY, OR, USVI, with coverage to $25,000. Rates vary based on age, gender and coverage amount and are lower than the guaranteed acceptance product previously offered, which included an accelerated benefit for terminal illness. In LA, the rates for the product at age 80 are higher compared to the previous product, which also did not offer an accelerated benefit for terminal illness.
**If you’re already insured with the program, the full coverage amount may not be available. Available to AARP members ages 50 - 85 and their spouses/partners ages 45 - 85. Residents of GU, MN, MO, MT, OR, USVI: Available to AARP members ages 50 - 80 and their spouses/partners ages 45 - 80. Residents of NY: available to AARP members and their spouses ages 50 – 75. For other amounts or higher coverage options call New York Life at 1-800-607-6957.
The licensed life insurance agent is D. N. Ogle (Arkansas #17009138, California #0L37586).
The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010 (NAIC #66915). AARP membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries. New York Life Insurance Company is licensed in all 50 states. (Group policy forms AA-81 and AA-85 issued in the District of Columbia.)
New York Life pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers and do not employ or endorse agents, producers, or brokers. AARP has established the AARP Life Insurance Trust to hold group life insurance policies for the benefit of AARP members.
Complete terms and conditions are set forth in the group policy issued by New York Life to the Trustee of the AARP Life Insurance Trust.